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Can You Get a Mortgage for a Cabin Purchase?

Can You Get a Mortgage for a Cabin Purchase?

The pandemic of the past few years has kept people in their homes much more often than most would prefer. Instinctually, many are looking around for alternative lodgings to go when they want to escape the inside of their own four walls and the weariness o

Mar 31, 2022 | Purchasing a Home

Can You Afford a Second Home?

Can You Afford a Second Home?

If you are looking to buy a vacation home in one of your favorite spots, one of the most important questions to ask yourself is “Can I afford to buy a second home?” The answer will depend on a variety of factors.While some buyers have the cash to buy a se

Mar 29, 2022 | Purchasing a Home

The Most Important Do’s and Don’ts of Getting a Mortgage

The Most Important Do’s and Don’ts of Getting a Mortgage

Obtaining a home loan is one of the most critical parts of buying a home for most Americans. It can be a little overwhelming if you’ve never been through the process before. There are a lot of documents to sign and collect and you might feel like you’re f

Mar 25, 2022 | Purchasing a Home

Who Owns My House: Me or My Mortgage Lender?

Who Owns My House: Me or My Mortgage Lender?

The standard home buying process follows this formula: you find the right property, you go under contract to buy it, you get approved for a mortgage loan, the lender lends you enough money to buy the home, you sign papers, and you move into your new house

Feb 09, 2022 | Purchasing a Home

5 Reasons You Might Want a Non-Conforming Mortgage Loan

5 Reasons You Might Want a Non-Conforming Mortgage Loan

When you apply for a home mortgage, lenders will check your credit score, income, assets, and debt. All of this will get factored into an algorithm to figure out if you are credit-worthy enough to be granted a loan. Most of the standards used by lenders a

Feb 02, 2022 | Purchasing a Home

Creative Ways to Avoid Paying Closing Costs

Creative Ways to Avoid Paying Closing Costs

You finally saved up enough for a down payment and you can almost taste being a homeowner, but then you hear about closing costs. Coming up with a few extra thousand dollars sounds impossible. Before you give up on the dream of buying a home, here are a f

Jan 26, 2022 | Purchasing a Home